Fema flood zone ae meaning4/21/2024 ![]() Mandatory flood insurance purchase requirements apply. Base Flood Elevations are provided for this zone. Zone AE: Areas subject to inundation by the 1-percent-chance flood event determined by detailed methods. Detailed hydraulic analysis have not been performed in this area so Base Flood Elevations or Flood Depths are not provided. Zone A: Areas subject to inundation by the 1-percent-annual-chance flood event. What are the types of Flood Hazard Zones on the FIRM and what do they mean? The Town of Lakeland Engineering Division also retains a copy of these maps. The FIRM for your property can be viewed online through the FEMA Map Service Center. These maps area called Flood Insurance Rate Maps ( FIRMs). How do I determine if my property is in a Special Flood Hazard Area ( SFHA)?įEMA publishes maps indicating a community’s flood hazard areas and the degree of risk in those areas. Each Area Map includes street names along with property addresses.įEMA’s hardcopy Flood Insurance Rate Maps ( FIRMs) and Flood Profiles are the authoritative documents for the National Flood Insurance Program ( NFIP).Įlectronic versions of the FIRMs are available on FEMA’s Map Service Center at the following link: Download the Key Map below to see which map (or maps) cover your area. ![]() Please note that the information in this document has not been field verified and the City of Lakeland hereby releases itself from all responsibilities concerning the accuracy of this map.įor this series of maps, the Town has been split into 4 areas. Parcel boundaries do not reflect accurate survey information or exact legal ownership boundaries and are only provided for general information purposes. The new 2013 FIRM’s were overlaid with 2011 parcel-based maps provided by the Shelby County Assessor. ![]() The maps below were produced by the City of Lakeland’s GIS Division in conjunction with the new 2013 Flood Insurance Rate Maps ( FIRMs) provided by the Federal Emergency Management Agency ( FEMA). 2013 Flood Insurance Rate MapsĮffective February 6, 2013, FEMA issued a new Flood Insurance Study and related Flood Insurance Rate Maps covering most of the City of Lakeland. For more information, visit the FEMA website. all other areas in Lakeland), it is still available and strongly recommended. Flood insurance is not required if you live in a moderate-to-low risk flood area (i.e. Zones A and AE – 100-year flood plain) are required to have flood insurance. Homes and businesses with mortgages from federally regulated or insured lenders in high-risk flood areas (i.e. View a copy of the City of Lakeland’s Floodplain Zoning Ordinance (PDF). ![]() Participation in the program is based on an agreement between local communities and the federal government that states if a community will adopt and enforce a floodplain management ordinance to reduce future flood risks to new construction in identified flood hazard areas, the federal government will make flood insurance available within the community as a financial protection against losses. The NFIP is a federal program administered by FEMA that enables property owners in participating communities to purchase insurance protection against losses from flooding. ![]() The City of Lakeland currently participates in the National Flood Insurance Program ( NFIP). ![]()
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